Homeowners Insurance
If you live in an area that is considered high-risk zone, you may find it difficult to obtain a homeowners policy. Events such as hurricanes, tornadoes, and fires can create challenges for homeowners such as yourself seeking coverage, and yet are the very reasons to have homeowners insurance in the first place. This is where the coverage that Annex offers comes in. We provide policies to homeowners living in high risk zones, offering standard HO-3 insurance in Texas, Florida, the Gulf Coast and up the Eastern Seaboard.
Why do you need
homeowners insurance?
What does Annex cover?
Dwelling
This covers the rebuilding or the repair of the physical structure of your home if it's damaged in a catastrophic or other unfortunate event
Reconstruction
Provides additional protection if the decision is to rebuild rather than paying the replacement cost value
Loss of Use
Helps pay for costs you might incur for reasonable housing and living expenses while your home is under repair
Other Structures
Pays to repair or replace structures other than your home, such as a garage or a shed, if they are damaged
Personal Liability
Provides coverage to pay for claims of bodily injury and property damage sustained by others for which you are legally responsible
Personal Property
Protection for the contents of your home and other personal belongings owned by you and your family members